Willygee Posted October 5, 2019 Share Posted October 5, 2019 Moving to Central Fla. at the end of this month(oct) and we are having a friend tow our 24ft enclosed trailer to the Villages from Maine.We will be driving down in our TC XLT later. We have home owners State Farm which will cover the trailer and contents for fire and theft while en route. We also have insurance for the trailer. There seems to be a gap in coverage for ex: trailer gets hit by an uninsured vehicle,rolls over and destroys the contents..State Farm says this is not covered and offers no solution.Online research is vague at best. If anyone has advice it would be greatly appreciated. Quote Link to comment Share on other sites More sharing options...
Fifty150 Posted October 5, 2019 Share Posted October 5, 2019 Maybe you can hire a commercial transport company, and their insurance will cover it all. Quote Link to comment Share on other sites More sharing options...
G B L Posted October 5, 2019 Share Posted October 5, 2019 If you add the trailer to your auto policy and put collision and comprehensive on it it should cover the risk. Quote Link to comment Share on other sites More sharing options...
Don Ridley Posted October 5, 2019 Share Posted October 5, 2019 My homeowner's policy covers theft of items in my vehicle (like a bicycle). It also covered bicycle damage when I was run over by a car. Quote Link to comment Share on other sites More sharing options...
Beta Don Posted October 6, 2019 Share Posted October 6, 2019 5 hours ago, G B L said: If you add the trailer to your auto policy and put collision and comprehensive on it it should cover the risk. . . . . even if someone not related to you is towing it with a vehicle not on your insurance policy?? Don Quote Link to comment Share on other sites More sharing options...
Fifty150 Posted October 6, 2019 Share Posted October 6, 2019 15 hours ago, Willygee said: trailer gets hit by an uninsured vehicle,rolls over and destroys the contents Go to a different insurance company. Explain your scenario. See what they have to say. You may end up with a better policy. Or the other agents will quote you a lower premium just to get your business. Quote Link to comment Share on other sites More sharing options...
G B L Posted October 6, 2019 Share Posted October 6, 2019 12 hours ago, Beta Don said: even if someone not related to you is towing it with a vehicle not on your insurance policy?? That would depend on the insurance company you have. Some would some would not. Quote Link to comment Share on other sites More sharing options...
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