I figured it out! It turns out that to get to the actual fuse-box (in my 2019 Passenger TC at least), you now need to take about 5 additional steps. I'm gonna document it here for anyone else that might be running into the same issue.
Make sure the engine is turned off and the keys are out of the ignition!!
1. Remove those 2 large plugs by pulling up on the white tabs.
2. You'll see the exposed black box with two tabs at the top. Pull down on the left and right tabs to unlatch and pull out. (Don't drop it!)
3. Here's the box outside the engine compartment. It was a struggle to angle it correctly to take it out of there because it's such a tight fit.
4. Flip it over and you'll see the fuse symbol again. There's another tab at the bottom, unlatch that
5. Ta-da! We FINALLY have the traditional fuse-box that was expected. It only took a bunch of extra steps and a day to gather the courage to disassemble the thing.
I can only assume the passenger compartment fuse box is just as complicated, if not more because it's a real awkward twist to fit my body underneath the glove-box. I wish it was as accessible as my 2006 Escape with a simple panel to open from the driver's side.