I have the Curt class 3 hitch. I keep a hitch ball in mine and it's never scraped on any driveways that I've noticed - even though the front bumper will scrape some of the driveways, the hitch doesn't. I haven't dropped the spare tire, so I couldn't say if it would cause an issue, but I can say that my spare tire still has clearance all around. Even with the hitch ball in, I haven't hit my shins on anything, but I've also had lots of trucks in my past, so I'm maybe more accustomed to it (knee knockers on about half of the trucks I've had and I'm 6ft tall). Even for light use, I don't think I'd bother with a class 2 and it's itty-bitty 1.25" receiver.