Yup - When an 8 year old car with 275K on it starts eating up large chunks of cash, keeping it and pouring even more money into it could rightly be called insanity
I do feel for you, but I've not made a car payment for more than 20 years. I only buy what I can afford to pay cash for and as the years have passed I've eventually got to the point where I can pay cash for whatever I want, new or used
Don